Moving Insurance

Moving & Storage Insurance

We offer exclusive moving & storage insurance programs.  No other broker has the expertise nor breadth of resources when it comes to movers.

Our programs include the top carriers in the industry, including our very own program.  From New York to California, our professionals have been providing coverage and risk management to moving companies for over 50 years.

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Expert Advisors

We offer the most competitive insurance rates in New York.


Greater Savings

Unique and creative insurance solutions will save you money.


Fewer Claims

Our legal staff keep claims off your record.


Client Satisfaction

What Sets Us Apart

Working in the Moving & Storage Industry has allowed us to develop strong relationships with our carriers, New York City Buildings, the department of transportation and other regulatory authorities. Whether it’s settling claims or getting access to a building, our firm carries considerable clout and can get the job done.

We go far beyond just insurance.  We have the tools and resources of the all the big name brokerages but provide the personal attention of a local firm.  Moving insurance isn’t just a commodity, given the regulatory and legal system in NY you truly need an adviser to stay on top of it all.

Our mission is to provide the very best service possible.  From free legal and HR advice, to 24/7 certificates, we provide a tremendous value to our clients.

Moving Insurance

Our team can instantly respond to your clients’ needs when they need increased limits whether it’s warehouse liability, declared value, or all direct physical loss.

Moving Insurance Program

Our Moving & Storage Insurance Program

Exclusive = Better Rates

By only selecting premier movers, we keep rates lower for everyone long term.

Superior Coverage

Working with top moving & storage underwriters we improved upon the coverages available in other programs.

Best Service in the Industry

From our expert agents to our legal staff to our certificate department with connections in every building in NYC, no other broker comes close to providing our level of service.

Commercial Auto Liability

Auto and Truckers Liability

Provides coverage for bodily injury and property damage incurred as a result of operating a vehicle.  This includes loading and unloading.


Cargo Insurance

Provides coverage while in transit for household goods of others in your care, custody or control.

Workers Compensation

Work Comp

Provides benefits to injured workers. Workers Comp is required by law in NY and most other states.

Excess/Umbrella Liability

Excess & Umbrella

Excess liability provides additional limits above the general liability policy. Umbrella policies provides limits over general liability, auto liability, and employers liability.

Auto Physical Damage

Physical Damage

Protects your tractor, truck, trailer or van from damages caused by collision and other perils.

Commercial General Liability

General Liability

Provides coverage for bodily injury and property damage for claims that are not auto related. This is includes premises, advertising injury, products and completed operations.

Warehouse Legal Liability

Warehouse Legal Liability

Protects warehouse owners for liability and defense costs arising out of damages to the goods of others in their care custody and control. Warehouse legal only provides coverage for damages of which the warehouseman is legally liable for.

Other Insurance to Consider
Other insurance policies to consider include crime, employment practices liability, property, cyber, disability, group health, and group life.

About our firm

Moving & Storage Insurance is a division of Kirkwood Insurance.  We’ve been insuring the transportation industry for over 50 years.  Starting as a small local agency formed in 1957, Kirkwood now insures some of the largest moving, transportation, and logistics firms across the country.  The vast experience and knowledge of the principals and staff have allowed Kirkwood to develop unique and exclusive programs not only for movers, but in other industries as well  For more information please check out

What kind of clients do you work with?

We provide moving insurance to a vast array of clientele.  From startups with just one truck, to large fleets and van lines, we have the right solutions to fit your business.

Do you insure movers outside NY?

Yes, we are licensed in nearly every state and insure moving companies across the country.

Why is your program better?

By selectively insuring only top operational moving companies, we can ensure the program will perform well and as result provide better rates to our clients.   Many of the other well known programs work with brokers who aren’t as knowledgeable and tend to take the most suspect of risks into their program.  This drives up rates and can sometimes result in losing the carrier all together.

I cannot rave enough about the incredible service.  I was mis-classified by the NY State Insurance fund and overcharged by thousands.  Kirkwood was able to remedy the situation and save me a ton of money.

Local NY Mover

Kirkwood’s solutions are revolutionary.  Their owner operator program and workers compensation has saved us a tremendous amount of money.

National Van Line

Their coverage forms truly are state of the art.  I really appreciate the claims handling and customer service as well.  Whether it’s a last minute coverage increase or a problem with a building, they respond immediately with the solution.

Multi-State Mover

Don't Be Shy

Drop us a line anytime, and one of our customer service reps will respond to you as soon as possible


National Moving Insurance Program

States Include: California, Colorado, Connecticut, District of Columbia (DC), Florida, Georgia, Illinois, Indiana, Kansas, Maine, Maryland, Massachusetts, Michigan, Missouri, North Carolina, New Hampshire,  New Jersey, Nevada, Nebraska, New York, Pennsylvania, Rhode Island, South Carolina, Texas, Utah, Virginia